Compliance Screening Delays at US Banks

January 29, 2026

📝Editor’s Note

Compliance teams are facing a turning point as manual screening delays slow operations across the financial sector. In a world where regulation and technology are advancing fast, simply keeping pace is no longer enough. The question for 2026 is whether compliance functions can move ahead with smarter tools or risk falling further behind.

Compliance Screening Delays at US Banks

U.S. financial institutions report persistent delays in compliance screening that affect onboarding and payments, largely because of manual processes, high volumes of alerts, and poor system integration. A recent study shows 80% of banks experience delays at least occasionally, with false positives and slow data updates creating backlogs. Industry respondents say real-time data and automation are critical to speeding up workflows, highlighting a gap between current tools and operational needs. Regulatory expectations for faster, more accurate screening add pressure on banks to adopt better technology.

Key takeaway: Heavy manual review and system integration gaps are slowing compliance processes and raising operational risk.

✅ Best Practice Spotlight

Improving Speed and Accuracy in Compliance Screening Operations

  1. Organize compliance data in real time to shorten screening cycles.

  2. Use risk scoring to prioritise high-risk alerts and reduce noise.

  3. Define integration standards to connect legacy systems with new screening tools.

  4. Schedule regular false positive tuning to improve alert accuracy.

  5. Establish clear audit trails for decisions to support regulatory proof of controls.

    .

🛠️ Tool of the Week

Zluri for SaaS Compliance

Zluri is a SaaS compliance platform that helps organizations manage risk across cloud apps. It offers visibility into software usage, policy enforcement, and compliance posture. The tool supports compliance teams by tracking app usage against internal standards and regulatory requirements, and by automating evidence collection for audits.

Key points about Zluri

  • Monitors SaaS app inventory and usage centrally.

  • Detects compliance gaps and policy violations in real time.

  • Helps automate audit workflows and evidence gathering.

  • Supports risk scoring and remediation tracking.

🌟 Leader Spotlight

Jina Automates Compliance Reviews

Jina, a compliance automation startup, aims to change how fintechs handle KYC, KYB, sanctions screening and AML reviews. Instead of traditional rule engines or workflows, its AI agents read standard operating procedures and execute steps directly, reducing manual review bottlenecks and improving throughput. Designed as an API-first platform, Jina enables fintech compliance teams to automate complex tasks with structured decisions and full audit trails. Early users report faster case resolution and lower costs. The company has raised seed funding to expand capabilities across onboarding, transaction monitoring and credit compliance.

🗳️ Your Compliance Take

Showcase your brand/product/services in our newsletter and reach over 86,000 industry leaders in compliance! Contact us today to advertise with PlanetCompliance.